01
Country first
If it doesn’t serve Canada, it doesn’t appear. No global leftovers.
Canada
One Canadian on-ramp — Interac first, then the book.
Shakepay and Newton are built around CAD and Interac. Coinbase and Kraken are the global options that still take Canadian residents. We pick one for your habit.
Local rail
Interac
Example buy
CAD 650
Fee review
August 2026
Exchange matcher · 01 / 02
How will you use it?
The number lists hide
See what you’ll actually pay
Same Canadian dollar amount, same frequency, same rail — then the all-in drag. First-buy mode uses the retail button when a platform has one.
Cheapest here (Newton) vs dearest (Wealthsimple): C$121 / year
1
Newton
0.20% all-in · C$1.30 per buy
C$16
2
Crypto.com
0.40% all-in · C$2.60 per buy
C$31
3
Kraken
0.40% all-in · C$2.60 per buy
C$31
4
Coinbase
0.60% all-in · C$3.90 per buy
C$47
5
Shakepay
1.00% all-in · C$6.50 per buy
C$78
6
Wealthsimple
1.75% all-in · C$11.38 per buy
C$137
Side by side
Compare what matters in Canada
Sort
| Exchange | Trust | Typical buy | Best for | |
|---|---|---|---|---|
Newton Interac e-Transfer | 83 | 0.20% all-in C$1.30 on C$650 via bank | Tight CAD spread | See fees |
Crypto.com Interac / bank | 78 | 0.40% all-in C$2.60 on C$650 via bank | Polished app | See fees |
Kraken Interac e-Transfer | 94 | 0.40% all-in C$2.60 on C$650 via bank | Lower standard spot fees | See fees |
Coinbase Interac / bank | 92 | 0.60% all-in C$3.90 on C$650 via bank | Simplest first buy | See fees |
Shakepay Interac e-Transfer | 82 | 1.00% all-in C$6.50 on C$650 via bank | Built around Interac | See fees |
Wealthsimple Bank / Interac funding | 88 | 1.75% all-in C$11.38 on C$650 via bank | Already in many Canadian portfolios | See fees |
Links use rel="sponsored nofollow". Typical buy assumes a bank-funded C$650 order. Always confirm the live schedule.
No black boxes
How we pick — and how we get paid
02
True cost, not the headline
Bank or card + retail button or taker fee, in local currency.
03
Trust and ease still count
A cheaper book loses to a safer, simpler app when you said this is your first buy.
04
Commissions can’t buy the rank
Affiliate links, when we add them, never change the score. A failed quality gate just turns the link off.
Questions for Canada
Interac e-Transfer fees?
Shakepay, Newton and Kraken typically don’t charge you extra for Interac. Your bank might. Cards, where offered, cost more.
Why not Binance, Bybit, OKX or Bitget?
Those global platforms restrict Canada. Sending you there would fail at signup and waste a click.
Wealthsimple or a dedicated exchange?
Wealthsimple is familiar if you already invest there, but the crypto spread is usually wider than Newton or Kraken.
Provincial rules and CIRO / CSA registration change what you can buy. Confirm your province is supported. Some global platforms restrict Canada entirely — we don’t list those.