01
Country first
If it doesn’t serve Malaysia, it doesn’t appear. No global leftovers.
Malaysia
One SC-registered MYR exchange. Not Binance.
Binance is unlicensed and still blocked in Malaysia. We pick from books that take ringgit — Luno first, Crypto.com where it still onboards.
Local rail
DuitNow
Example buy
MYR 2100
Fee review
August 2026
Exchange matcher · 01 / 02
How will you use it?
The number lists hide
See what you’ll actually pay
Same ringgit amount, same frequency, same rail — then the all-in drag. First-buy mode uses the retail button when a platform has one.
Cheapest here (Luno) vs dearest (Crypto.com): RM38 / year
1
Luno
0.25% all-in · RM5.25 per buy
RM63
2
Crypto.com
0.40% all-in · RM8.40 per buy
RM101
Side by side
Compare what matters in Malaysia
Sort
| Exchange | Trust | Typical buy | Best for | |
|---|---|---|---|---|
Luno DuitNow | 83 | 0.25% all-in RM5.25 on RM2,100 via bank | SC-registered MYR | See fees |
Crypto.com DuitNow / bank | 78 | 0.40% all-in RM8.40 on RM2,100 via bank | Polished app | See fees |
Links use rel="sponsored nofollow". Typical buy assumes a bank-funded RM2,100 order. Always confirm the live schedule.
No black boxes
How we pick — and how we get paid
02
True cost, not the headline
Bank or card + retail button or taker fee, in local currency.
03
Trust and ease still count
A cheaper book loses to a safer, simpler app when you said this is your first buy.
04
Commissions can’t buy the rank
Affiliate links, when we add them, never change the score. A failed quality gate just turns the link off.
Questions for Malaysia
Why no Binance?
The Ministry of Finance confirmed in 2026 that Binance is not licensed, and the site/app stay blocked. We will not send you there.
DuitNow fees?
Luno’s MYR deposits via local bank / DuitNow are typically free. Cards cost extra.
Is Bybit here?
Singapore and several neighbours restrict Bybit. Malaysia is not a clean on-ramp we will score until a local entity is obvious.
The Securities Commission register is the list that matters. A VPN onto Binance violates both SC guidance and Binance’s own terms.