01
Country first
If it doesn’t serve Singapore, it doesn’t appear. No global leftovers.
Singapore
One MAS-aware exchange, for PayNow and SGD.
Singapore is a licensed market. We only list platforms that still onboard residents — Bybit and Bitget stay off this page.
Local rail
PayNow
Example buy
SGD 650
Fee review
August 2026
Exchange matcher · 01 / 02
How will you use it?
The number lists hide
See what you’ll actually pay
Same Singapore dollar amount, same frequency, same rail — then the all-in drag. First-buy mode uses the retail button when a platform has one.
Cheapest here (OKX) vs dearest (Coinbase): S$39 / year
1
OKX
0.10% all-in · S$0.65 per buy
S$8
2
Coinhako
0.20% all-in · S$1.30 per buy
S$16
3
Luno
0.25% all-in · S$1.63 per buy
S$20
4
Crypto.com
0.40% all-in · S$2.60 per buy
S$31
5
Coinbase
0.60% all-in · S$3.90 per buy
S$47
Side by side
Compare what matters in Singapore
Sort
| Exchange | Trust | Typical buy | Best for | |
|---|---|---|---|---|
OKX PayNow / FAST | 78 | 0.10% all-in S$0.65 on S$650 via bank | MiCA-licensed EU entity | See fees |
Coinhako PayNow | 80 | 0.20% all-in S$1.30 on S$650 via bank | SGD-native since 2014 | See fees |
Luno PayNow | 83 | 0.25% all-in S$1.63 on S$650 via bank | SC-registered MYR | See fees |
Crypto.com PayNow / FAST | 78 | 0.40% all-in S$2.60 on S$650 via bank | Polished app | See fees |
Coinbase PayNow / FAST | 92 | 0.60% all-in S$3.90 on S$650 via bank | Simplest first buy | See fees |
Links use rel="sponsored nofollow". Typical buy assumes a bank-funded S$650 order. Always confirm the live schedule.
No black boxes
How we pick — and how we get paid
02
True cost, not the headline
Bank or card + retail button or taker fee, in local currency.
03
Trust and ease still count
A cheaper book loses to a safer, simpler app when you said this is your first buy.
04
Commissions can’t buy the rank
Affiliate links, when we add them, never change the score. A failed quality gate just turns the link off.
Questions for Singapore
Why no Bybit or Bitget?
Both list Singapore as a restricted market. Sending you there fails at KYC.
PayNow or card?
PayNow / FAST is the cheap SGD rail. Cards are faster and usually add a few percent.
Local app or Coinbase?
Coinhako is built around SGD. Coinbase and Crypto.com are the global apps that still serve Singapore.
MAS licensing and the DPT regime change who can take your SGD. Confirm the legal entity on the provider’s site. Travel-rule transfers may add extra checks.