01
Country first
If it doesn’t serve Philippines, it doesn’t appear. No global leftovers.
Philippines
One PHP on-ramp — GCash-friendly first, then the book.
Coins.ph is how many people buy the first peso of crypto. Binance now has a sandbox path through BlockShoals. Crypto.com and OKX are the other globals that still take Filipino users.
Local rail
InstaPay
Example buy
PHP 29000
Fee review
August 2026
Exchange matcher · 01 / 02
How will you use it?
The number lists hide
See what you’ll actually pay
Same peso amount, same frequency, same rail — then the all-in drag. First-buy mode uses the retail button when a platform has one.
Cheapest here (Binance) vs dearest (Crypto.com): ₱1,044 / year
1
Binance
0.10% all-in · ₱29.00 per buy
₱348
2
Bitget
0.10% all-in · ₱29.00 per buy
₱348
3
OKX
0.10% all-in · ₱29.00 per buy
₱348
4
Bybit
0.15% all-in · ₱43.50 per buy
₱522
5
Coins.ph
0.25% all-in · ₱72.50 per buy
₱870
6
Crypto.com
0.40% all-in · ₱116.00 per buy
₱1,392
Side by side
Compare what matters in Philippines
Sort
| Exchange | Trust | Typical buy | Best for | |
|---|---|---|---|---|
Binance InstaPay / P2P | 80 | 0.10% all-in ₱29.00 on ₱29,000 via bank | Deepest spot books | See fees |
Bitget InstaPay / P2P | 72 | 0.10% all-in ₱29.00 on ₱29,000 via bank | Copy-trading crowd | See fees |
OKX InstaPay / P2P | 78 | 0.10% all-in ₱29.00 on ₱29,000 via bank | MiCA-licensed EU entity | See fees |
Bybit InstaPay / P2P | 76 | 0.15% all-in ₱43.50 on ₱29,000 via bank | Clean pro ticket | See fees |
Coins.ph GCash / InstaPay | 80 | 0.25% all-in ₱72.50 on ₱29,000 via bank | GCash-native habit | See fees |
Crypto.com InstaPay / bank | 78 | 0.40% all-in ₱116.00 on ₱29,000 via bank | Polished app | See fees |
Links use rel="sponsored nofollow". Typical buy assumes a bank-funded ₱29,000 order. Always confirm the live schedule.
No black boxes
How we pick — and how we get paid
02
True cost, not the headline
Bank or card + retail button or taker fee, in local currency.
03
Trust and ease still count
A cheaper book loses to a safer, simpler app when you said this is your first buy.
04
Commissions can’t buy the rank
Affiliate links, when we add them, never change the score. A failed quality gate just turns the link off.
Questions for Philippines
GCash or InstaPay?
Both are common. We score them as a cheap bank-style rail (typically 0% from the exchange). Your wallet app may still take a small fee.
Coins.ph or Binance?
Coins.ph is the easy first buy. Binance (via BlockShoals) is the cheaper book once you are trading.
Is Binance fully licensed?
It operates through BlockShoals under an SEC sandbox. Treat that as supervised access, not a finished CASP licence.
BSP / SEC rules are tightening. Binance Philippines is a sandbox intermediary, not the unrestricted global product. Confirm InstaPay and GCash limits on the provider you pick.